We took a Financial Peace class with Penny and Marc. Oh how we wish we’d known about this years ago – we’d be in a completely different financial state! Penny is not only highly qualified, she’s also non-judgmental and realistic. We found her to be a great balance between the idealized world of Financial Peace and the “real” world. We’ve paid off 4 credit cards in 6 months and within the next 10 years we’ll be completely debt free (including our home) because of what she taught us.