Kristi Nay Testimonial

“We took a Financial Peace class with Penny and Marc.”

Oh how we wish we’d known about this years ago – we’d be in a completely different financial state! Penny is not only highly qualified, she’s also non-judgmental and realistic.

We found her to be a great balance between the idealized world of Financial Peace and the “real” world. We’ve paid off 4 credit cards in 6 months and within the next 10 years we’ll be completely debt free (including our home) because of what she taught us.


A journey of a thousand miles begins with the first step. Fill out this form to be contacted to schedule your Free 45-minute Discovery Session and begin the journey to become WISE with money.


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Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.