Michele VW Testimonial – Fort Collins, CO

Michele VW Testimonial – Fort Collins, CO

“Penny has the patience of a saint;The heart and degree of a social worker;The business mind of a banker;The wisdom and life experience of someone who walks what she talks.” “I have been working with Penny for several years now as a friend and...
Wendy R Testimonial

Wendy R Testimonial

“I have known Penny for MANY years. In all those years, I have never known such a dedicated, hard-working person.” “She is truly passionate about the work she does and cares very much about her clients. She has the ability to look at the whole...
At Her Wits End

At Her Wits End

I had the opportunity to guest author with my friend Gary Crist – Penny Dear Gary: I have a grown daughter who is a single mother to my 5-year-old grandson, Brandon. My daughter works full-time, rents an apartment, and has transportation. My frustration is with...

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