About Penny Kidd

• Your non-judgmental guide for your financial journey
• Financial Coach – not a Financial Planner or Investment Advisor
• Graduate of Dave Ramsey’s Counselor Training – 2013
• Facilitator of Dave Ramsey’s Financial Peace University
• Colorado State University alumna with a Bachelor’s Degree in Social Work
• Social Worker with 30 years’ experience assisting children, youth and families in making behavior changes through counseling, accessing resources, conflict mediation and meeting facilitation
• Faithful Christian, loving wife and mother of two amazing young adults
• Compassionate, honest and trustworthy advocate and mentor with the heart of a TEACHER
• Along with my husband Marc, paid off $30,000 of consumer debt, $130,000 with house in 9 years and now we’re DEBT FREE and loving it! Did we do it perfectly? Absolutely not, but slow and steady wins the race. Our current goal is to put two kids through college without debt