A Financial Plan That Works
Compassionate Accountability
Improved Relationships
Personal Balanced with Business
Without a trusted guide, it’s really difficult to reach your financial goals on your own.
There’s a lot of confusion around budgeting and how to be intentional with your money while taking steps toward the future you want. We believe a spending plan is a dynamic, living document that should adapt to your life, not a one-time event.
Schedule a free discovery call or use our contact form to get started today.
Reduce Debt
Create Better Financial Habits
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Financial Coaching Services for Women, Couples, and Solopreneurs.
Our coaching services include coaching and support around:
- Creating and living with a spending plan for Personal Finances
- Systems for money management that create safety and inclusion for both parties if you’re a couple
- Money mindset and dealing with emotions around money
- Debt reduction strategies
- Improving credit
- Creating savings for short and long term
- Referrals to trusted professionals or attendance with your own
- Solopreneurs’ business budgeting to create a balance between business and personal finances and a consistent income
- Legacy Planning
- A Holistic Financial Experience
Frequently Asked Questions About Pennywise Coaching and Penny Kidd
What exactly is included in one-on-one financial coaching?
We build and live with a real spending plan for your personal finances, work on debt reduction strategies, improve credit, build short and long term savings, and dig into the money mindset and emotions that drive spending in the first place. For solopreneurs, we also balance business budgeting against personal finances to create a consistent income. It is a holistic financial experience, not just a budget spreadsheet.
Do you work with couples specifically, or just individuals?
Both. With couples, we build systems for money management that create safety and inclusion for each partner, so no one is left out of decisions or blindsided by the numbers. We believe strongly that both people need to be involved, so you can carry things forward together if something ever happens to one of you.
What if I have already tried budgeting and it did not work?
That usually means the plan was not built for your actual life. A spending plan should be a dynamic living document that adjusts as things change, not a rigid, one-time event you either follow perfectly or fail at. We build something that flexes with you instead.
Do you work with people outside of Colorado?
Yes. While Pennywise Coaching is based in Loveland, Colorado, coaching happens by phone and video, so where you live does not get in the way of building a plan that works for you. Wherever you are, the same compassionate, non-judgmental approach applies.
How do I get started with your services?
Call (970) 215-7618 or use the contact page to schedule a free discovery call. We talk through your struggles and goals, see if we are a good fit, and go from there. No judgment, just a plan.
Pennywise Coaching is a Proud Member and Supporter of:
Polka Dot Powerhouse No. Colorado Chapter
Larimer County United Way Women Give
If you are ready to take control of your finances & become intentional with your income - then schedule a free discovery call today.
01.
Schedule a Free Discovery Call
It's simple, just click here to schedule. Find a time that works for you to see if we are a good fit to work together.
02.
Create a Spending Plan You Can Maintain
We work together to create a custom plan that works for you and focuses on your struggles and goals.
03.
Live the Financial Future you Desire
We walk beside you as you work on many aspects of your life and finances to reach YOUR goals.
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