Click the picture above to see the video interview for the Reset Podcast by Franklin Taggart and learn more about Pennywise Coaching.
March 28th is a day for memories for me. Hopefully, this one moves you to action.
I’m a self-employed single mom with two kids. I started working with Penny to find a budget that would help me carve out money for my kids’ college. I have irregular income due to being paid mostly on commission and the business’ ebb and flow. Penny helped me identify which expenses were constant both personally and in the business, and then define what income was REQUIRED to cover these expenses. This helped me to become aware of where my money was going. I became much more deliberate about my spending, and have paid off thousands of dollars in credit card debt. Working with Penny improved both my personal finances and my businesses finances. I enjoyed working with Pennywise because I found this process to be very emotional and we have a shared faith. I highly recommend Penny Kidd.
We took a Financial Peace class with Penny and Marc. Oh how we wish we’d known about this years ago – we’d be in a completely different financial state! Penny is not only highly qualified, she’s also non-judgmental and realistic. We found her to be a great balance between the idealized world of Financial Peace and the “real” world. We’ve paid off 4 credit cards in 6 months and within the next 10 years we’ll be completely debt free (including our home) because of what she taught us.
Penny is an amazing financial coach! I never knew I needed one until a wealth manager would not help us until we knew what our cash flow amounted to, and how much our living expenses were! I could not produce an answer. He recommended Penny, and we are busy getting our financial house in order. Her gifts are education and working with financial behavior; which statistically amounts to 80% of all finance problems. She has been professional and gentle while helping us get out of debt and clarify our financial goals. I never would have sat down to create a spreadsheet for my budget (because I couldn’t!) and Penny created one for us….all we have to do is fill it in…this was a huge relief! Penny genuinely desires to help us accomplish our goals! She celebrates with us and keeps us accountable. She is worth every PENNY!”
Arlene Samuelson; AMS Interiors http://amsinteriors.net/
It’s TIME to get your finances in order! It’s TIME to do a written zero-based budget. It’s TIME to finally get out of debt. It’s TIME to quit procrastinating and start investing for your future. It’s TIME to contact Penny to talk about how you can start 2017 off right. Email me at Penny@PennywiseCoaching.com or call me at 970-215-7618 now and I’ll get back to you soon to set up your free 30 minute session. (I love my new Christmas gift made by my talented husband. Note how each hour is marked by the correct “number”)