by Penny Kidd | Apr 4, 2026 | Blog
Conventional money “advice” often tells you what to stop doing. Stop buying coffee.Stop eating out.Stop traveling.Stop spending. No wonder budgeting feels restrictive! For many people, the word “budget” immediately brings up feelings of guilt, limitation,...
by Penny Kidd | Mar 5, 2026 | Blog
Money is one of the top reasons couples argue. Research from the American Psychological Association consistently shows that finances are a significant source of stress in relationships. If you’ve ever had a money argument that escalated quickly –...
by Penny Kidd | Feb 24, 2026 | Testimonials
⭐⭐⭐⭐⭐ “When it comes to money, Penny really knows her stuff! I went into working with her feeling confused and left feeling relieved. She’s very practical, supportive, and informative, and I’m now equipped to handle what’s next financially for me and my...
by Penny Kidd | Feb 5, 2026 | Blog
If you’ve ever Googled “how to get out of debt,” you’ve probably seen the same advice over and over again. Cut everything.Stop spending completely.Cancel all joy until the balance hits zero. And while that might work for a short season, it’s also the reason so many...
by Penny Kidd | Jan 29, 2026 | Testimonials
⭐⭐⭐⭐⭐ We started working with Penny in June 2019, and this was a game-changer for us. Instead of just reviewing our past spending, she helped us build a dynamic, flexible budget that actually worked for our lifestyle. Penny introduced us to practical tools like...
