What TIME is it Wise Guys?

What TIME is it Wise Guys?

It’s TIME to get your finances in order! It’s TIME to do a written zero-based budget. It’s TIME to finally get out of debt. It’s TIME to quit procrastinating and start investing for your future. It’s TIME to contact Penny to talk about...
My take on the elections in 2016

My take on the elections in 2016

  Here’s a post from a video I did the day after elections. Maybe it’s relevant in all kinds of ways in our world. Take a few minutes to watch and see what you think. What do you have control over (or...
Debt Free Vacations are Best!

Debt Free Vacations are Best!

  Eastern Caribbean is so pleasant when it’s paid before you get home. My husband Marc (the first Wise Guy) and I just got home from a wonderful Caribbean cruise to celebrate our 25th Anniversary. We spent 7 nights on our first cruise with ports at the Dominican...
Lew & Jeannette Gaiter Testimonial

Lew & Jeannette Gaiter Testimonial

“Penny is an excellent financial coach. She has encouraged me to find my way with finances. She uses principles to guide you, but allows you to be yourself as well. The goal is to help you, not to uphold the principles. Would highly recommend her services in any...
Susan Kurzeka, M.Ed Testimonial

Susan Kurzeka, M.Ed Testimonial

“My husband and I met with Penny to get our finances organized and start paying off our debt. She was incredibly helpful with our budgeting and determining which accounts to work on first. She also gave us some great recommendations regarding insurance and what...

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