by Penny Kidd | Apr 4, 2026 | Blog
Conventional money “advice” often tells you what to stop doing. Stop buying coffee.Stop eating out.Stop traveling.Stop spending. No wonder budgeting feels restrictive! For many people, the word “budget” immediately brings up feelings of guilt, limitation,...
by Penny Kidd | Mar 5, 2026 | Blog
Money is one of the top reasons couples argue. Research from the American Psychological Association consistently shows that finances are a significant source of stress in relationships. If you’ve ever had a money argument that escalated quickly –...
by Penny Kidd | Feb 5, 2026 | Blog
If you’ve ever Googled “how to get out of debt,” you’ve probably seen the same advice over and over again. Cut everything.Stop spending completely.Cancel all joy until the balance hits zero. And while that might work for a short season, it’s also the reason so many...
by Penny Kidd | Jan 2, 2026 | Blog
The new year always brings big energy, doesn’t it? Resolutions. Goals. Plans to “finally get ahead.” But by the time mid-January rolls around, that motivation starts to fade. The holiday bills arrive, real life kicks back in, and the excitement of a “fresh start”...
by Penny Kidd | Dec 2, 2025 | Blog
If you’re ending this year feeling exhausted – emotionally, mentally, or financially – you’re not alone. Maybe you’ve spent the last twelve months trying to keep up. Trying to make ends meet. Trying to be responsible, generous, grateful, and strong all at...
by Penny Kidd | Nov 6, 2025 | Blog
The holidays have a way of sneaking up on us, don’t they? One minute, you’re just starting to think about Thanksgiving plans… and before you know it, your inbox is full of “last-chance” sales, your social feed is bursting with picture-perfect homes, and suddenly...
