by Penny Kidd | Feb 5, 2026 | Blog
If you’ve ever Googled “how to get out of debt,” you’ve probably seen the same advice over and over again. Cut everything.Stop spending completely.Cancel all joy until the balance hits zero. And while that might work for a short season, it’s also the reason so many...
by Penny Kidd | Jan 29, 2026 | Testimonials
⭐⭐⭐⭐⭐ We started working with Penny in June 2019, and this was a game-changer for us. Instead of just reviewing our past spending, she helped us build a dynamic, flexible budget that actually worked for our lifestyle. Penny introduced us to practical tools like...
by Penny Kidd | Jan 2, 2026 | Blog
The new year always brings big energy, doesn’t it? Resolutions. Goals. Plans to “finally get ahead.” But by the time mid-January rolls around, that motivation starts to fade. The holiday bills arrive, real life kicks back in, and the excitement of a “fresh start”...
by Penny Kidd | Dec 22, 2025 | Testimonials
⭐⭐⭐⭐⭐ Erin and Shawn openly share how their experience with financial coaching has impacted their relationships with each other, their children, and their finances. Is it really worth it? What results come from this process, in addition to the financial...
by Penny Kidd | Dec 3, 2025 | Testimonials
⭐⭐⭐⭐⭐ Penny Kidd and Rikki Smith were nothing short of extraordinary as our 2025 emcees. Their best-friend energy lit up the room in a way that felt like the purest reflection of our sisterhood — warm, joyful, and beautifully connected. Their humor kept the vibe high,...