“Thank you so much for all you do. You ROCK!!!”

by | Dec 31, 2020

Thank you again a million times over. Your help is greatly appreciated. I truly don’t know what I would have done if we had never met. I am far from having mastered it, I miss some entries or I just don’t do it at all, then there are moments that I am on my game.

What you have taught me has so totally changed my relationship w/ money and made my marriage a lot less stressful when it comes to finances. I am not worried or wondering where is all our money going? Why hasn’t this been paid and on and on, stealing from Peter to pay Paul is no longer an option for us.

You are a God’s send and I will FOREVER be grateful for such a caring, understanding, thoughtful, and non-judgmental friend.

Sincerely,

Cathy Canedo

About Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt-free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.

How to Get Out of Debt Without Giving Up Your Entire Life

If you’ve ever Googled “how to get out of debt,” you’ve probably seen the same advice over and over again. Cut everything.Stop spending completely.Cancel all joy until the balance hits zero. And while that might work for a short season, it’s also the reason so many...

She helped us build a dynamic, flexible budget that actually worked for our lifestyle.

⭐⭐⭐⭐⭐ We started working with Penny in June 2019, and this was a game-changer for us. Instead of just reviewing our past spending, she helped us build a dynamic, flexible budget that actually worked for our lifestyle. Penny introduced us to practical tools like...

How to Finally Feel in Control of Your Finances (Without Doing It Alone)

The new year always brings big energy, doesn’t it? Resolutions. Goals. Plans to “finally get ahead.” But by the time mid-January rolls around, that motivation starts to fade. The holiday bills arrive, real life kicks back in, and the excitement of a “fresh start”...

Erin & Shawn Have Found A Balance To Money With Compassionate Guidance

⭐⭐⭐⭐⭐ Erin and Shawn openly share how their experience with financial coaching has impacted their relationships with each other, their children, and their finances. Is it really worth it? What results come from this process, in addition to the financial change?...

Penny Kidd and Rikki Smith Were Nothing Short of Extraordinary as Our 2025 Emcees.

⭐⭐⭐⭐⭐ Penny Kidd and Rikki Smith were nothing short of extraordinary as our 2025 emcees. Their best-friend energy lit up the room in a way that felt like the purest reflection of our sisterhood — warm, joyful, and beautifully connected. Their humor kept the vibe high,...

You have Successfully Subscribed!

Share This