About Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt-free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.

How to Finally Feel in Control of Your Finances (Without Doing It Alone)

The new year always brings big energy, doesn’t it? Resolutions. Goals. Plans to “finally get ahead.” But by the time mid-January rolls around, that motivation starts to fade. The holiday bills arrive, real life kicks back in, and the excitement of a “fresh start”...

Erin & Shawn Have Found A Balance To Money With Compassionate Guidance

⭐⭐⭐⭐⭐ Erin and Shawn openly share how their experience with financial coaching has impacted their relationships with each other, their children, and their finances. Is it really worth it? What results come from this process, in addition to the financial change?...

Penny Kidd and Rikki Smith Were Nothing Short of Extraordinary as Our 2025 Emcees.

⭐⭐⭐⭐⭐ Penny Kidd and Rikki Smith were nothing short of extraordinary as our 2025 emcees. Their best-friend energy lit up the room in a way that felt like the purest reflection of our sisterhood — warm, joyful, and beautifully connected. Their humor kept the vibe high,...

What If You Ended the Year Feeling Empowered About Your Money?

If you’re ending this year feeling exhausted - emotionally, mentally, or financially - you’re not alone. Maybe you’ve spent the last twelve months trying to keep up. Trying to make ends meet. Trying to be responsible, generous, grateful, and strong all at once. But...

How to Stay Grounded When Holiday Spending Pressures Rise

The holidays have a way of sneaking up on us, don’t they? One minute, you’re just starting to think about Thanksgiving plans… and before you know it, your inbox is full of “last-chance” sales, your social feed is bursting with picture-perfect homes, and suddenly...

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