About Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt-free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.

How to Stay Grounded When Holiday Spending Pressures Rise

The holidays have a way of sneaking up on us, don’t they? One minute, you’re just starting to think about Thanksgiving plans… and before you know it, your inbox is full of “last-chance” sales, your social feed is bursting with picture-perfect homes, and suddenly...

How to Dress Well (Without Derailing Your Budget)

When the seasons change, it’s easy to feel the pull to freshen up your closet. New boots, warmer layers, and maybe even something a little festive for the holidays ahead. But here’s the thing, looking and feeling great in your clothes doesn’t have to come with guilt,...

“I am in my 30s and have been in debt for most of my adult life.”

⭐⭐⭐⭐⭐ "I had no savings, no plan for my money, and was not even living paycheck to paycheck because I would overdraft partway through the month. I avoided opening my bank apps because I couldn’t bear the anxiety of checking my balances. Money was a huge source of...

Pennywise Coaching Testimonial Lori and Jerry

From Lori & Jerry: "I’ve been wanting to share something Jerry and I’ve been working on for about a year and a half. Not so much to beat our chest… but to offer hope to those out there that you can tame the beast that is money. We are proof. Back in 2015 when we...

Money, Mindset & Security: Healing Your Relationship with Money from the Inside Out

When you think about financial security, what comes to mind? A certain income? A paid-off house? A well-stocked savings account? In this conversation with the Mind Power Meets Mystic podcast, we explored something deeper:What does it take to feel secure with your...

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