Gretchen & Ryan

We have been working with Pennywise for three months, and we have been very pleased with the results. For us, a lot of the success comes from straightforward tactics and accountability. We are doing well simply because Penny helped us see that getting started and wanting to make the change is all it takes. You can make pretty quick progress if you have a plan and stick to. We have reduced our personal credit card debt by 75% in a few short months and we have a savings plan. With the exception of our house and one car, we will be paid off by summer. If you are thinking of getting a handle on your money, Pennywise is a great place to start.

Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.