Michele VW Testimonial – Fort Collins, CO

“Penny has the patience of a saint;
The heart and degree of a social worker;
The business mind of a banker;
The wisdom and life experience of someone who walks what she talks.”


I have been working with Penny for several years now as a friend and confidant working intensely on my budget and financial planning.  I was delighted when she told me she was going into business as a financial coach. 

She’s a natural; genuinely committed to those seeking direction in cleaning up their finances.


A journey of a thousand miles begins with the first step. Fill out this form to be contacted to schedule your Free 45-minute Discovery Session and begin the journey to become WISE with money.


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Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.