Reflecting on an Amazing Year of Financial Growth and Gratitude

by | Dec 5, 2024

As we wrap up the year and dive into the holiday season, I want to take a moment to reflect on the incredible journey it’s been.

I am filled with gratitude for each one of you who trusted me to be a part of your financial journey this year. Watching you make progress, take control, and embrace change has been one of the most rewarding experiences.

This year, I’ve seen some amazing transformations. So many of you have made strides in reducing debt, building up savings, and setting up a solid plan for retirement.

Whether it was a small step or a major leap, every bit of progress deserves to be celebrated. It’s not always easy to take control of your finances, and I am so proud of the work each of you has done.

One of the highlights of my year was the release of my new course and community, Intentional Living with a Budget. Being able to offer a space where we can connect, learn, and grow together has been a dream come true. For those of you who joined, thank you for being a part of it and bringing your unique stories and energy.

The community we’re building is truly special.

We made a big decision to give this to you and yours as our GIFT to the world. That’s right! You can now join this community for FREE and start transforming your finances immediately. We want to have a greater impact on the world and it starts HERE.

As we move into the holiday season, I hope you’ll take a moment to reflect on your own financial journey this year. Celebrate the progress, no matter how big or small, and give yourself the gift of gratitude. Your financial growth isn’t just about numbers; it’s about building a life aligned with your values and goals.

To help you reflect on 2024 and set your intentions for the new year, here are some guiding questions:

  • What financial progress did I make in 2024 that I’m proud of?
  • What financial habits or practices helped me the most this year?
  • What challenges did I face, and what did I learn from them?
  • What areas of my finances would I like to improve or focus on in 2025?
  • What is my vision for financial stability, growth, and happiness in 2025?

Taking time to answer these questions can give you clarity and motivation as we look toward the new year.

Remember, financial growth is a journey, and each step you take brings you closer to a life of intention and peace.

Thank you for letting me be a part of your journey. Here’s to a holiday season filled with love, joy, and a sense of peace around your finances. I can’t wait to see what we’ll accomplish together in the coming year.

About Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt-free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.

How to Get Through the Holidays Without Blowing Your Budget

Do you already know how this will end? A stretched budget. A maxed-out card. A January bill you are dreading before December even starts. If that is the pattern every year, I want to offer you something different this time. Not a guilt trip about spending too much. A...

How to Actually Pay Yourself When You Run Your Own Business

Do you know what you actually paid yourself last month? Not what your business brought in. What you personally kept. If the honest answer is nothing, or "whatever was left over," you are not alone. A lot of business owners treat paying themselves like something for...

How to Feel More Confident With Your Money (Even Before Everything Is Fixed)

Are you waiting to feel confident about your money until everything is "perfect"? Until the debt is gone. Until the savings account looks right. Until you finally feel like you have this whole thing figured out. If that is you, I want to gently push back. Because...

When DIY Money Advice Stops Working (And What to Do Next)

Let's start with an honest question. Has anything actually changed in the last year? Not in theory. Not "I have been meaning to." Actually changed. Is your debt lower? Is your savings account growing? Do you feel less stressed, less guilty, less like you are running...

Why You Feel Bad With Money (Even If You Make Good Money)

Let me start by saying something that most financial advice will never tell you. You can make really good money and still feel terrible about it. You can be out of debt, earning more than your parents ever did, saving every month, and still lie awake at three in the...

You have Successfully Subscribed!

Share This