I have known Penny for MANY years. In all those years, I have never known such a dedicated, hard working person. She is truly passionate about the work she does and cares very much about her clients. She has the ability to look at the whole picture in a non-judgmental way. She is smart, honest, trustworthy, kind, funny, and excellent listener. Penny is not only a valuable tool for advice, but also has the personal experience of applying what her work entails. I believe without a doubt, that she will bring the very best of herself to her clients. She is FANTASTIC!