Wendy R Testimonial

“I have known Penny for MANY years. In all those years, I have never known such a dedicated, hard working person.”

She is truly passionate about the work she does and cares very much about her clients.

She has the ability to look at the whole picture in a non-judgmental way. She is smart, honest, trustworthy, kind, funny, and excellent listener. Penny is not only a valuable tool for advice, but also has the personal experience of applying what her work entails.

I believe without a doubt, that she will bring the very best of herself to her clients. She is FANTASTIC!


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Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.