Single Mom Testimonial

Single Mom Testimonial

“I’m a self-employed single mom with two kids.” I started working with Penny to find a budget that would help me carve out money for my kids’ college. I have irregular income due to being paid mostly on commission and the business’ ebb...
Arlene Samuelson Testimonial

Arlene Samuelson Testimonial

“Penny is an amazing financial coach! I never knew I needed one until a wealth manager would not help us until we knew what our cash flow amounted to, and how much our living expenses were! I could not produce an answer. He recommended Penny, and we are busy...
What TIME is it Wise Guys?

What TIME is it Wise Guys?

It’s TIME to get your finances in order! It’s TIME to do a written zero-based budget. It’s TIME to finally get out of debt. It’s TIME to quit procrastinating and start investing for your future. It’s TIME to contact Penny to talk about...
My take on the elections in 2016

My take on the elections in 2016

  Here’s a post from a video I did the day after elections. Maybe it’s relevant in all kinds of ways in our world. Take a few minutes to watch and see what you think. What do you have control over (or...
Debt Free Vacations are Best!

Debt Free Vacations are Best!

  Eastern Caribbean is so pleasant when it’s paid before you get home. My husband Marc (the first Wise Guy) and I just got home from a wonderful Caribbean cruise to celebrate our 25th Anniversary. We spent 7 nights on our first cruise with ports at the Dominican...

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