“Hi Penny! I just wanted to thank you for the help you’ve been to me in getting a handle on my finances.”
“You’ve awakened me to the amount I was blowing on silly expenditures and helped me set up a budget so I could save for upcoming expenses instead of putting everything on a credit card.
You have simplified my life by eliminating unnecessary credit cards and using cash as much as possible. Thanks so much for all your help and encouragement!
P.S. – My savings account is now earning 1.75%! Yay!”
– T.W. age 80