How To Create A Healthy Relationship With Money: After Years of a Bad One!

Your attitude about money is a direct reflection of your relationship with it.

When you constantly seem to struggle with money matters, it generally stems from a fear that you will never have enough of it. 

Unfortunately, when we feed that fear, that tends to be exactly what we get. When we can get to the core of why we have a tough relationship with money, we are then able to steadily shift to an abundance mindset.

 Today we are going to talk about how to break out of any lack or scarcity mindset regarding your finances, in order to start cultivating a healthy relationship with money. 


How can you create a better mindset around your money? When we are mindful of our thoughts and beliefs, we are then better able to correct what needs to change for the better. 

Ask yourself this: when did you begin feeling prickly instead of prosperous? Generally, this is a fight or flight response that stems back to a bad experience regarding finances, where we become afraid that history may in fact repeat itself. 

Remember, positive thinking produces positive results. One good decision really does lead to another, and by changing your outlook via the conversations you have about money, you are then able to shift the narrative from surviving to thriving.  


How can you create healthy habits around your spending? Mindfulness is everything. By spending mindfully, we are better able to be proactive versus reactive. 

Planning for big expenses, rather than waiting until the moment arises, can make or break our bank account in a major way. Not only is this a great way to alleviate stress and provide some peace of mind, but it is also a solid way to invest in your future. 

By investing in your financial future, you are really choosing to invest in yourself. When we develop healthy spending habits, we further enforce our positive outlook regarding money. One hand really washes the other, and we are then able to experience the trickle-down effect into all areas of our lives: mentally, physically, and emotionally. 


How can you change your attitude about wealth and success? Our outlook on wealth and success is typically ingrained in us from a young age. Maybe you grew up in a household where money was tight, and certain attitudes and beliefs were passed down as a result. Maybe your parents thought that rich people were jerks, so you were brought up thinking that having money was a bad thing. Or maybe your parents put you under constant pressure to succeed, and you were constantly left feeling like you didn’t measure up. 

Whatever the case, the best way to shift this attitude is through gratitude and service to others. When we focus on what we do have instead of what we don’t, it opens up the doors of possibility and opportunity. 

When we give, we really receive and seeing the bigger picture of how much you have to be thankful for can be powerfully moving. Regardless of where we are at in life, there is always something to be grateful for. Volunteering at a soup kitchen or shelter can be a powerful reminder that one man’s trash is another one’s treasure. 


I hope that this gives you some perspective on how changing your money mindset can truly help to fatten your wallet. If you feel that you would benefit from one-on-one financial coaching, schedule your 45 Minute Initial Discovery Session.

A journey of a thousand miles begins with the first step. Fill out this form to be contacted to schedule your Free 45-minute Discovery Session and begin the journey to become WISE with money.

“Thank you so much for all you do. You ROCK!!!”

Thank you again a million times over. Your help is greatly appreciated. I truly don’t know what I would have done if we had never met. I am far from having mastered it, I miss some entries or I just don’t do it at all, then there are moments that I am on my game.

What you have taught me has so totally changed my relationship w/ money and made my marriage a lot less stressful when it comes to finances. I am not worried or wondering where is all our money going? Why hasn’t this been paid and on and on, stealing from Peter to pay Paul is no longer an option for us.

You are a God’s send and I will FOREVER be grateful for such a caring, understanding, thoughtful, and non-judgmental friend.


Cathy Canedo

How to Have Gratitude for Your Finances

Finding and Maintaining an Attitude of Financial Gratitude

Hey Wise Guy,

Having gratitude for your finances is one of the keys to helping you have a positive relationship with your money. When we have a healthy outlook on our financial picture, it can make all the difference in helping us to create better spending practices, and usher in more prosperity. Focusing on an attitude of gratitude can be your key to success. So what exactly is gratitude?
Merriam Webster defines gratitude as, “the state of being grateful: THANKFULNESS expressed gratitude for their support.“ Furthermore, gratitude is not only the quality of being thankful, but the readiness to show appreciation for and to return kindness. Gratitude comes from the Latin word gratus, meaning pleasing or thankful. Gratitude is not only an emotion we feel, but a state of being, and is more about mindset than practical steps. 
So how can you strive to be in a mindset of gratitude when it comes to your finances? Here are five ways to reach and maintain an attitude of gratitude when it comes to money matters.

5 Ways to Have Gratitude For Your Finances:

Be thankful that you made it through. Often debt is a result of some hardships in life, and given the state of the world, unfortunately, many have found themselves in this spot. Try to focus on the positives, and be thankful that you were able to face the challenge at that time with the resources you had available

Appreciate all the lessons you have learned during this journey. Life is about the journey, not the destination, and lessons and blessings are one and the same. There is no such thing as failures in this world, merely life experience and teachable moments that can create inspired change. 

Patience is a virtue. According to The Balance, “cultivating feelings of gratitude can reduce instances of impulse buying and insufficient saving. As you become more grateful, you are more likely to feel fulfilled in your life—and less likely to chase the “hit” you get from spending money.” Forbes further confirms this theory that, “gratitude encourages patience—and, thus, a more forward-focused outlook when it comes to your money.”

Contentment and generosity occur naturally when we are actively grateful. According to research by UC Berkeley, you are naturally more willing to give to others when you are coming from a stance of gratitude. When you make giving a priority, you’re forced to watch your finances more closely. Tracking your spending and reviewing expenses will have you in a deeper state of understanding regarding your financial snapshot, which makes for less stress, and generally more money in your pocket. 

Be thankful that it can change. If you want to change your habits, you can, and with practice, you will! That is a fantastic opportunity in itself, and surely something to be grateful for. In this season of gratitude, let’s focus on what we love about our money, and how it empowers us to do the things with love with the people we love even more. If you could use some help with financial coaching, find out more on my website.

A journey of a thousand miles begins with the first step. Fill out this form to be contacted to schedule your Free 45-minute Discovery Session and begin the journey to become WISE with money.